Emerging Markets
Emerging Markets Beyond 2016 Globalisation has brought many advantages to our modern way of life and we seem to have the whole world at our fingertips. In the same way we have seamless access to fashion from New York or books from London, we are also able to research and invest in companies from the […]
Brexit Update
As we’re sure you are aware Britain has voted to leave the European Union. Despite the general consensus that they would stay, this has surprised the markets and we have seen a fair bit of volatility on the local market, whilst Europe and the Britain’s markets have been hit very hard. The main areas of […]
Global Investment Options
Australia vs The World A recent article has highlighted three very interesting numbers in relation to returns of shares since the GFC: 65%, 145% and 210%. If we told you those numbers related to either Global shares, US shares and Australian shares, which would you assign to each market? Australia has had many years of […]
Our New Corporate Gallery
We’re excited to share our new corporate photos with you courtesy of Michelle Dunn Photography. We had a great morning shooting with Michelle and were delighted with the results! Phillip Richards – Director and Wealth Advisor Robert Rich – Associate Wealth Advisor Victoria Dimitrova – Compliance Officer For an obligation free conversation about your financial […]
Federal Budget 2016
There’s always an added sense of excitement for Federal Budgets handed down in an election year as the government attempts to balance the books whilst balancing the expectations of a nation. We’ve taken a close look at the budget itself and the expert commentary on the proposed changes to our financial system and compiled a […]
SMSF vs Wraps
There is a growing trend towards investors managing their own superannuation ($68.7bn in 2000 compared to $594.8bn in 2015[1]). With so many funds being managed outside of the large retail and industry superannuation funds, careful consideration should be given to the products and structures that hold these savings. This swift rise in the popularity of […]
Regular Geared Investment
I often get the question: What is gearing? It’s one of the big catch words of the industry and it is essential to understand if you’re wanting to be a successful investor. Gearing refers to leveraging your position in the financial market to maximise the effectiveness of your investment. That is, using tax effective borrowing […]
Federal Budget 2015
Currently reviewing the 15/16 Federal Budget and looking at how announcements will affect our clients. We will be in contact with those affected to make the most of any incentives or reposition to accommodate changes. Great to see no change to Superannuation tax, franking credits and negative gearing. For new clients please contact us to […]
Are you underinsured? The personal protection essentials
Do you rely on the standard protection in your superannuation fund? The average super fund insures for around $200,000 for life insurance and often doesn’t have any income protection at all. Take a moment to think about your expenses: how much is left on your mortgage? What about school fees, car payments, bills, rates, etc. […]
Tax effective investment in a low interest environment: what’s next for Melbourne investors
With the cash rate kept on hold at a low 2.25% (RBA reports April 2015) and tipped to fall further in the coming months, those who are shy of investing need to consider their options. This low rate has led to a fall in interest rates on savings, term deposits and high interest accounts – […]
