Our approach to financial advice is based on our belief that “the ultimate use of money is to get the best life possible with the money with have

Aged 45+

We believe your end goal should not focus on just building a big pile of money. You have responsibilities and a life to live now, and we want to help you progress through life for the better.

For those aged 45+ with an eye on retirement, we provide a structured approach to help you determine the life you want now and the life you want in retirement, and we then provide our specialsed advice and strategies to help you achieve that desired lifestyle.

We have determined there are 60+ life transitions that may be relevant to your life now and into the future. Common transitions include reducing debt, purchasing an investment property, funding children’s education, caring for an elderly parent, downsizing a home, and planning for retirement. We incorporate these into your strategy that helps build wealth and protects it against future dangers.

Nearing Retirement

You may be nearing retirement and wanting to know:

  • When can you retire?
  • How much money can you spend each year in retirement?
  • How long is your money is going to last?

To determine the above depends on the life you want in retirement. We are big believers in having a vision going forward for your retirement. One of the key factors with retirements either flourishing or floundering is; are you retiring TO something or FROM something.

People who are retiring FROM something don’t deal well in retirement.

We look at 16 aspects of life in retirement that you can consider and look forward too. Once you decide what you want in retirement, we get the story behind that and implement them into your financial plan.

This process provides a structure to help you decide what are those activities that will be engaging, energizing, and satisfying for you that will help you live a fulfilling retirement.

This holistic approach to retirement planning focuses on the financial & non-financial aspects of retirement that helps you live your retirement with confidence.

Already Retired

Our aim to is help you achieve financial independence and a fulfilling, energising, and satisfying retirement.

Our approach focuses on how you’re going to get the best life possible with the assets you have accumulated. It brings the non-financial aspects of retirement to the forefront and allows us to have a conversation about you, and what you can do to live a fulfilling & successful retirement. True retirement planning.

We take the time to understand how you created the wealth you have today, and how to best manage this into the future to fulfill your retirement dreams.

We manage your money using an evidence-based approach aimed at delivering predictable outcomes.

Our approach is based on the 4 cornerstones to a successful retirement, which includes the need too:

  1. Retire to something, and not from something
  2. Explore the meaning of work in retirement
  3. Solve the couple’s conundrum
  4. Getting a greater return on your life, and not just on your investments.

We work through these with you on an individual basis, and ensure your money is managed appropriately and aligned to your needs to ensure you are living your retirement with purpose.

Endorphin Wealth Management
Endorphin Wealth Management
5.0
Based on 61 reviews
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Rebecca Wadley
Rebecca Wadley
04:56 04 Jun 20
Justin and the team at Endorphin Wealth are professional, trusted advisors who provide good quality service with the... client at the heart of all they do. Their approach is quite unique and customer centric. I would have no hesitation in referring my clients, friends and family through to Justin and the Endorphin Wealth team.read more
Vanessa Doller
Vanessa Doller
07:13 02 Jun 20
I wholeheartedly endorse Rob Rich and his team at Endorphin Wealth. When it comes to financial advice you want the... best. Rob is so knowlegable, passionate about his clients future, and, really takes the time to get to know you as a person and understands your situation, to then be able to advise accordingly. Rob is someone you want on your team to help you create personal financial security for your future.read more
Natasha Barton
Natasha Barton
00:16 01 Jun 20
I have been dealing with Phillip and the team at Endorphin Wealth for approximately 18 months. They have helped me a... great deal with both defining my financial goals, and putting a plan in place to achieve them. The team have always been professional and responsive. I highly recommend Endorphin Wealth for anyone looking to secure their financial future.read more
Suzanne Diprose
Suzanne Diprose
21:52 26 May 20
Roberts understanding of financial management is extensive - so is his understanding of people and their needs. Highly... recommended.read more
Glenn Hill
Glenn Hill
02:19 23 Apr 20
I approached Endorphin Wealth with a really complex problem that I genuinely thought had no solution. The level of... attention, respect, and care David Patterson and Phillip Richards afforded me is completely invaluable. Their advice has made a significant and tangible difference; I can not recommend them highly enough.read more
Alana Blizzard
Alana Blizzard
22:31 22 Apr 20
Robert was Fantastic to deal with! Super friendly and very personable. We were not experienced and unsure of what we... needed/was best for us but Robert guided my partner and I through everything clearly and always answering any concerns we may have had. Very informative, easy to deal with and friendly.Thanks for all your help 🙂read more
Sharon Vidot
Sharon Vidot
22:19 09 Mar 20
Robert is a great listener and invested in what is important to you. If you want to work with someone who cares about... you and leads with integrity then he is the man to help you down your financial path.read more
Chris Chivers
Chris Chivers
09:03 19 Feb 20
Upon a recommendation through a friend, we contacted Rob to discuss our financial position and to seek his guidance for... our future aspirations. Rob has been fantastic! His knowledge of all things financial has been very impressive, but also, his genuine concern and interest in what we were looking for, has meant we can seek advice at any time.We couldn’t recommend Rob highly enough to anyone who’s looking for a trusted and professional financial wiz!read more
amair arif
amair arif
12:55 03 Feb 20
Excellent and expertise financial advise from Justin Hooper. Great help in managing my super funds and educated me well... of whole process. Great skills and management, very well presentation of process which makes me understand well. Thanks Justin for wonderful service, making whole process smooth. Highly Recommended. 👏👏👏👍🏻👍🏻read more
Brigid Butler
Brigid Butler
08:55 29 Jan 20
Robert has been a joy to work with. He puts you at ease and explains everything in an easy to understand way. He asked... pertinent questions about my personal situation so he could come up with a financial plan that would ensure that I can live the life I want going forward. He is friendly, caring, passionate about his work and always responds promptly to emails and phone calls. I consider myself very lucky to have met him.read more
Mitchell Brereton
Mitchell Brereton
22:26 14 Jan 20
I was recommended to Justin last year and he was been amazing. In the 9 months of working with him he has given me a... clear vision and goal of my financial situation for the next 20+ years. He always answers the phone & I feel much more at ease now that i have Justin's guidance. Could not recommend him any higher!read more
Gerard P
Gerard P
00:58 30 Nov 19
Robert is fantastic. He helped me to clarify my financial goals and to put in place a clear plan to achieve them. He is... a pleasure to work with and I highly recommend his services.read more
Caradi Miller
Caradi Miller
00:42 16 Nov 19
Robert was recommended to me via my accountant. From our very first phone call I knew that Robert was the person to... help me with setting up my financials for my future retirement. His easy going, friendly and knowledgeable personality makes talking and doing finances a breeze. I highly recommend Robert for all matters regarding personal and SMSF finances.read more
Andrew Di Luciano
Andrew Di Luciano
23:29 09 Sep 19
My Financials was a mess from Savings to Super, i was hesitant to approach anyone with my financials but i needed to do... something fast, I approached Robert after i saw some reviews online, i received a warm welcome from Robert and Staff at Endorphin Wealth Management, I explained my situation, Robert introduced me to a couple more people to get my credit in order as well as my taxes, Robert took care of the rest, he immediately went to work and got all my super in order and we even started a personal portfolio thinking about the long term, i am better off financially now that i have everything in order and visible. I highly Recommend Robert and this team for his knowledge, support and keen eye for detail. 🙂👍 - 5 Star Rating ✨✨✨✨✨read more
Sue Curry
Sue Curry
23:57 02 Sep 19
We recently decided it was time to get our finances in control and look to our future retirement. On a recommendation... from a work colleague, we contacted Robert from Endorphin Wealth to help. Robert was professional, knowledgeable and a delight to deal with. He took away our stress and streamlined our finances and investments, personalizing everything to suit our individual needs and circumstances. Both my partner and I would highly recommend Robert to anyone looking to secure their future finances and investments.read more
Timothy Mannix
Timothy Mannix
01:42 09 Aug 19
I am extremely happy with the attention and care Rob has provided us from Endorphin over the past 18 months. No query... is too insignificant or small for his attention and his advice and management has certainly helped me become more confident and feel more secure about my future planning. Thank you Rob!read more
Ann M
Ann M
08:17 16 Jul 19
I have been working with Glenn for around 6 years. His advice over that time has help me build my superannuation &... retirement assets to a point where I can afford to retire. Around 6 months ago I decided that I wanted to formally retire. Glenn discussed importance of retiring to something and we spent time developing my vision for retirement. This included spending more time with my family, learning how to paint, mentoring my grandchildren, and keeping active by joining a swimming class. He also discussed the important lifestyle benefits that my work provides and how I can replace these once I leave the workforce. This holistic approach is true retirement planning. Because of Glenn I’m confident that I not only have enough money to retire but will also live a fulfilling and energising retirement.read more
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Sanjeev helped us achieve our short and long term financial goals by providing a clear advice, and sometimes even going out of his way to ensure best possible outcomes for us. He is easily approachable and takes a genuine interest in his clients. I have no hesitation in recommending Sanjeev to our friends, family and colleagues.

Mihir

Compared to other advisers I had met, the difference with Ray was he seemed to care, and our chat was extremely tailored toward my complex goals and structures I had in place. He runs my SMSF and has re-organised my legal structures and recommended me a new accountant and saved a fair amount of money in the process. The best way I can express my high praise and gratitude is via this review!

Stevan

Glenn Malkiewicz has been a great help in setting up my finances for post retirement. He explained everything clearly in words I could understand and answered my questions promptly and succinctly. I now feel very comfortable about my future going forward. His friendly manner makes him a pleasure to work with. I look forward to consulting with him in the future.

Michael O’Mara

Rob has been amazing to deal with. He is so kind and considerate – especially recently when he developed a plan for my Mum who was struggling to live on a part pension. Rob has changed my Mum’s life..and mine! Thank you Rob! We are forever in debt to you!

Jennifer Pitson

Phillip and the team at Endorphin have looked after my financial affairs for a few years now and I could not be happier. They are pro active with communication, experts at investment advice and are friendly and great to deal with. They are my trusted financials professionals. I highly recommend them if you are looking for a financial planning team that will look after you for the future.

Stuart Coulthard

Rob and Phil and their wonderful team provide excellent service with the unique combination of award winning professional insights, personalised service and real and genuine care about our future

David Klingberg

Glenn discussed importance of retiring to something and we spent time developing my vision for retirement. He discussed the important lifestyle benefits that my work provides and how I can replace these once I leave the workforce. Because of Glenn I’m confident that I not only have enough money to retire but will also live a fulfilling and energising retirement.

Ann M

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