Wealth Preservation
Sometimes when you least expect it, things can go wrong, so it’s a good idea to plan for the unexpected. By having access to a range of leading insurance providers, we are able to ensure that we can locate the best policy for you.
At Endorphin, we are able to calculate the most appropriate level of cover for your situation if you or your family should suffer an illness or injury. We then do the shopping around for you to find great value cover that is appropriate to your needs.
Life Cover
Pays a lump sum to your beneficiaries if you were to pass away.
Purpose: To repay any outstanding debts, to pay for funeral costs or to gain a lump sum to replace a lost salary.
TPD Cover
Pays you a lump sum if you are Totally and Permanently Disabled.
Purpose: Funds are used to clear your debts, make any necessary adjustments to your home and provides a top up to your Income Protection Cover.
Trauma Cover
Pays you a lump sum to assist you to recover from a traumatic event such as a heart attack, cancer or stroke.
Purpose: Funds are used to make repayments on your debts, make any necessary adjustments to your home and provides a top up to your Income Protection Cover.
Income Protection
Replaces the majority of your income should you be unable to work due to sickness or an accident.
Purpose: Funds are used to replace 75% of your income up to age 65. Income received will increase with CPI as time goes on.