Planning for your retirement could be one of the most exciting phases of your life.
After having worked so hard your whole life to get yourself into the best possible position, you have arrived at the point where you can consider a life after work and what your financial situation will look like when you cease working.
We specialise in working with our clients to understand their specific situation as they approach retirement. We investigate the history that has brought you to this point and look forward to your plans, goals and dreams of the future. We aim to provide and implement a financial solution for you to achieve the goals you have set for your retirement.
The case studies below highlight two commonly used strategies in our office for our clients approaching retirement. Of course feel free to contact the office if you have any questions about how these might apply to your circumstances.
Susan loves spending time with her grandchildren, playing tennis with her friends and she is keen to make the most of her retirement in 5 years’ time.
Susan is aged 60 and currently earns $120,000 p.a. as a Human Resources Manager. She has worked hard her whole life and made regular contributions to accumulate a Superannuation balance of $300,000.
Susan is looking forward to travelling the globe after she retires, but is concerned that her current Superannuation balance won’t be able to provide her with a comfortable lifestyle. She speaks with her wealth advisor to discuss her situation and was very interested to learn about a Transition to Retirement (TTR) strategy that would enable her to save tax, boost her Superannuation savings and retain the same level of take home pay.