How To Use ‘Bucket Companies’ To Save On Tax

If you were given a choice to keep the tax rate you’re paying right now or to lower your tax rate by 40%, it’s very likely that you would choose the latter. After all, who likes paying more tax than they need to? Realistically, the ATO would never help you find ways to pay less […]

Your tolerance towards risk

One of the key steps in deciding which assets to invest in is determining your tolerance towards risk. As an investor, you need to decide how much risk is too much, for the return that you are trying to achieve. As potential returns from different asset classes increases, the underlying risk also increases. For asset […]

What is a Self-Managed Super Fund (SMSF)?

A Self-Managed Super Fund (SMSF) is essentially a private super fund that you manage yourself or with the assistance of a financial advisor. Instead of putting money into a retail or industry super fund, you can make contributions into your own fund and invest in the assets that are most appropriate to your plan. The […]

Changes to Income Protection Insurance

On the 31 March 2020, the Australian Prudential Regulation Authority (APRA) announced that life companies have been keeping income protection premiums at unsustainably low levels to compete for customers. APRA expects life companies to change and review these policies. They will focus on long term sustainability and making sure products continue to meet the needs […]

Endorphin Wealth welcomes Steven Alesi

We are excited to announce that Endorphin Wealth has expanded the team in the Melbourne office – welcoming Steven Alesi. Steve officially joins us as an Implementation Officer, whilst also currently completing his Bachelor of Commerce. Initially, I joined Endorphin Wealth Management as an intern, where I was deeply immersed into the world of financial […]

Endorphin Wealth Introduces Kristy Farrell

We are thrilled to introduce you to one of the hardest working members of Endorphin Wealth’s team – Kristy Farrell. Kristy has been working at Endorphin Wealth as our Financial Reporting & Accounts Officer for a few years, having undertaken her Diploma of Business Management. I gained a passion for providing essential support to the […]

Can you afford to retire early?

Many Australians caught in the nine-to-five grind of working for a living, dream of the possibility to retire early. Spending their days travelling or playing golf or doing nothing much at all. There’s even a name for it these days. The Financial Independence, Retire Early (FIRE) movement The FIRE movement is making more and more […]

Endorphin Wealth welcomes Christine Webb

We are excited to announce that Endorphin Wealth has expanded the team in the Melbourne office – welcoming Christine Webb. Christine officially joins us as our Support Team Manager, having over 6 years of experience in the financial planning industry. Christine has also completed her Diploma of Financial Planning with Kaplan Professional. My experience in […]

Endorphin Wealth welcomes Matthew Wallder

We are thrilled to announce that Endorphin Wealth has expanded the team in the Melbourne office – welcoming Matthew Wallder. Matt officially joins us as an Investment and Compliance Officer, having initially worked as a financial intern. Matt is currently studying a Bachelor of Commerce at Monash University with a specialization in finance. I enjoy […]

2021-22 Federal Budget

Federal Budget Summary On the 11th of May, treasurer Josh Frydenberg delivered his third and maybe his most important federal budget. Australia has emerged from the pandemic relatively unharmed. This year’s budget aims to reinforce that resilience through economic growth and stimulation. Referred to as the ‘pandemic budget’, this year’s federal budget saw major changes […]