Property Rentvesting – By Phillip Richards
If not even COVID19 could slow down the juggernaut that is the Melbourne property market, then what can? I speak to a lot of people who are looking for advice on how to break into the property market. In fact, as a goals-based financial advisor, I spend a lot of time talking to people about […]
5 Considerations in Choosing a Financial Advisor
1. Decide what you want/need from a financial advisor. What you want and/or need from a financial advisor will depend on what stage in life you’re at, the amount of money you have (or don’t have!) and what it is that you wish to achieve. The role of a financial advisor is to help you […]
Estate Planning for You, Your Family and Your Business
Estate Planning It’s frightening to know that over 50% of the Australian adult population do not have estate planning in place. The most common reasons given by those who don’t are along the lines of “I just haven’t got around to it”. Often, it’s their view that they don’t have enough assets to warrant a […]
Your tolerance towards risk
One of the key steps in deciding which assets to invest in is determining your tolerance towards risk. As an investor, you need to decide how much risk is too much, for the return that you are trying to achieve. As potential returns from different asset classes increases, the underlying risk also increases. For asset […]
Endorphin Inspire – Financial Advisors
There’s no denying it. The financial and time costs of running a financial advisory business as a solo operator for financial advisors are reaching unsustainable levels. The added scrutiny and educational requirements that directly result from the Financial Royal Commission are not necessarily a bad thing. After all, as financial advisors, we play a vital […]
Market View Update
A short note on our market view and inflation expectations: Despite tension between the downside risks from the Covid19 Delta variant, and ongoing supportive fiscal and monetary policy, Endorphin Wealth’s medium-term market view is still positive for risk assets such as Shares and Property. Covid19 continues to drag down global supply chains. Vaccinations are taking […]
Endorphin Wealth welcomes Mecki Ansari
We’re very excited to announce that Endorphin Wealth has expanded the team in Sydney – welcoming Mecki Ansari as Senior Financial Adviser. Mecki joins us with over 12 years of experience in the financial services industry, and is a fully qualified financial adviser who is also currently pursuing a Masters of Financial Planning. “I specialise […]
Is My Super Under-performing?
Everyone worries whether their super is under-performing. Our clients often raise questions around over-payment in fees or under-performing super investments. According to findings released by the Australian Prudential Regulation Authority (APRA), more than a million Australians have invested $56.2 billion combined in “under-performing” superannuation funds. “Pass” or “Fail” grades has been given to a […]
