2019/20 Federal Budget Highlights

With a bit over a month to go until the Federal Election, it’s unsurprising that the announcements centred on election-friendly promises such as tax cuts and increased funding to healthcare, aged care services and infrastructure. The key take-outs to be aware of include: • immediate tax cuts for low-to-middle income earners to help ease the […]

Introducing – Smart Home Deposit

We’re very excited to announce another offering from the team at Endorphin Wealth Management – Smart Home Deposit. SHD is a low cost, fully diversified and online investment solution designed to help first home buyers save smarter and make the dream of owning their first home more achievable. The SHD team are based here in the […]

Do All Doctors Need A SMSF?

As you would know, employers are obligated to contribute a set percentage of an employee’s salary to a chosen super fund. You have a choice to decide if you would like these funds invested in a retail fund, an industry fund, or perhaps even a Self-Managed Super Funds (SMSF). SMSFs are traditionally for individuals who […]

How Does Buy / Sell Insurance Help Your Business?

If you own a business in partnership, there is always the risk of you or your business partner being unable to work due to injury, serious illness or death. Buy / Sell Insurance can be vital to your business succession plan as it may answer the question: “Would I be able to afford to buy […]

Phillip Richards – Money & Life Article

Congratulations to our Director Phillip Richards featured in an article on the Money & Life website: https://www.moneyandlife.com.au/financial-planning/the-two-of-us-josie-and-phillip/ ———- The two of us: Josie & Phillip There’s never a dull moment in Josie’s lifestyle. Whether she’s travelling the world, creating art or catching up with her grandkids, she’s making the most of every moment. Discover how […]

Robert Rich – IFA Article

Congratulations to our advisor Robert Rich featured in an article on the IFA website today: ———- Passion for finance by Eliot Hastie Robert Rich found his way into financial advice after a bad experience with an adviser. Since then, it has become his passion. “I’ve got to work hard but I’m just genuinely loving what […]

How Does a Financial Advisor Assist Business Owners?

Business owners often have busy and complicated lives. They are required to succeed in a variety of responsibilities from managing staff, monitoring cash flow, to developing client relationships. This may leave very little time to consider their own personal or long-term financial goals. A financial advisor is an important addition to your team to ensure […]

The Royal Commission Final Report – Endorphin Wealth’s Take

The Royal Commission has released their 530 Page Final Report into the misconduct in the Banking, Superannuation and Financial Services Industry on Monday 04/02/2019. As a firm that has been built on putting our clients before ourselves, we welcome the review into the industry, the regulators, the product providers and the practices offering financial services […]

7 Most Common Financial Mistakes Made by Doctors

Providing advice to doctors over the years has highlighted some recurring financial mistakes that keep presenting themselves. Below are the top 7 we’ve identified and how you can best navigate them. 1 – Preparing your own tax return The regulations and laws surrounding tax are constantly changing. For doctors with their own practices or with […]

Personal Insurance for Medical Professionals

The insurance needs for medical professionals is more complicated than other occupations and requires careful advice regarding your needs. Needs Analysis Part of this financial advice will involve an accurate ‘needs analysis’. A needs analysis is conducted prior to taking out personal insurance. It considers your current assets and income, projected future income, liabilities, existing […]